Getting a free credit report - a truly free report, with no strings

You know you should check your credit report regularly. Doing so lets you see if there are any mistakes on your report that could adversely affect you when applying for credit or even a job, as well as alerts you to the possibility of identity theft.

You are entitled to a free copy of your credit report once a year from each of the three major credit reporting agencies. However, if you go to www.freecreditreport.com, you’ll be asked to sign up for a trial membership in Experian’s credit monitoring service. If you want that, fine. But I don’t think it’s truly a free report; it’s a marketing technique to get you to buy a service. And that's why I did not make it a live link in this post.

To get the real free credit reports, go to www.annualcreditreport.com.

Jackie